Not all bank account transactions are completed at the same speed. Some cannot be implemented at a certain point in time due to various circumstances. They are entered into a special list called a card index. Thus, a card index in a bank is understood as a special accounting of payments that cannot be made on time by a financial institution, but will be made in the order of priority.
Why do you need a file cabinet?
A transaction requested by a legal entity may be put on hold for various reasons:
- There are not enough funds on your balance to complete the transaction. Typically, large companies enter into an agreement with a bank to provide a line of credit. According to it, in the event of a financial shortage, the lender lends to the account owner the amount that he needs for the transfer. If there is no line of credit, the payment is placed on file and the individual or business is notified that the transaction cannot be completed and placed in a queue. As soon as the account is replenished with the required amount, the payment is made.
- To make a transfer, confirmation from the owner of the current account is required. Some payment orders cannot be executed unless the account owner consents to them. Filling out the documents will take time, during which the operation is in the queue in the file cabinet.
- The account was frozen by court order. Bailiffs can completely seize the account or limit settlement transactions to the amount that the owner “owes.” For example, he does not pay alimony or does not pay taxes.
The mere fact that a payment is included in the card index does not mean that the company has any problems. The first two reasons may well occur during the company’s standard settlements with counterparties. But the third factor already requires additional explanation, since it will not be possible to restore the functionality of the account without paying off the debt.
The constant entry of monetary transactions into the card index is an alarming signal that makes banks think about the stability of these companies. They rely on card data when establishing the size of the loan or, for example, determining the overdraft limit.
Middle group. Junior preschool age. Children 4 - 5 years old
Card index of games for speech development in the middle group using the Pop It toy Card index of games for speech development in the middle group using the Pop It toy. No. 1Game “If you hear the word”
Goal: To develop auditory perception, speech hearing. Progress of the game: Option 1: The teacher pronounces the words. Assignment: children press a blue circle if they hear...
Card index of outdoor games. Middle group Silence” Purpose: To teach children to move according to a signal, to develop auditory qualities. Silence by the pond, The water does not sway, The reeds do not rustle, The kids fall asleep. Children walk in a column one at a time. After the words, the children stop, squat, bow their heads and close their eyes. The one who moves...
Card file No. 1
There are two types of card indexes in the bank - card index No. 1 and card index No. 2. Which transaction will be included in which list depends on the reasons for its refusal.
Card file No. 1 (also called off-balance sheet account No. 90901) stores payments canceled due to:
- arrest imposed by bailiffs;
- waiting for confirmation from the payer.
Modern calculations are carried out automatically, which does not require additional consent from the account owner. Therefore, an operation included in file number 1 almost always indicates an arrest has been imposed.
Medical databases
If, with the advent of electronic books, people go to the library much less often, preferring to download everything and read on a computer, then a medical file is something that one has to deal with against one’s own will.
In any medical institution (no matter public or private), each patient has his own card. It stores all the secrets about his health (symptoms, test results, treatment, doctor’s orders, extracts from the medical history).
It is interesting that although all these “cards” are in practice more like brochures or small books, they continue to bear their traditional name. The thing is, this system initially really consisted of cardboard cards with data, after which this document is named.
Like all other filing systems, medicine is now widely computerized in more developed countries. We are still just getting there. However, there are already several programs adapted to our realities for maintaining a database of patients, recording the services provided to them in hospitals, clinics and other medical institutions. True, they are specialized for paid clinics, where they are used most often.
Card file No. 2
By card index No. 2 we mean off-balance sheet account No. 90902. It is used to record transactions for which there was not enough finance. There are cases when the available funds are only sufficient to partially repay payment orders. Then the bank employee performs transactions according to the current balance, and queues the remaining payments in the card index in chronological order.
If the company previously entered into an agreement with the bank to provide a line of credit, transfers are made using borrowed funds and do not fall into file number 2.
IMPORTANT! Lenders pay special attention to file number 2 when making a decision to issue a loan. If transaction delays due to cash shortages occur regularly, this worsens the firm's reputation in terms of solvency. It's better to avoid getting into this file cabinet!
Card index of didactic games by age (middle, high, preparatory)
Victoria Kladko
Card index of didactic games by age (middle, high, preparatory)
This material will be useful to preschool teachers. The card index contains all groups of didactic games for each age.
Didactic games
Preschool childhood is a period of play. At this age, the child strives to learn everything through play. The game is a reflection by children of the adult, real world. It contains great opportunities for teaching children in preschool institutions. In a didactic game, cognitive tasks are combined with gaming ones. Through play, in particular didactic games, a child learns while playing. A didactic game, as one of the diverse games of a preschooler, is an effective means of shaping the personality of a preschooler, his moral and volitional qualities; it realizes the need to influence the world. Thanks to didactic games, the child develops independence, the ability to complete a task started, self-control, children learn to interact in a team, they develop a sense of mutual assistance (competition games, board-printed games in which several children can take part, for example, “Collect picture", "Puzzles", "Loto", "Dominoes", etc., learn to accept defeat and victory in games with dignity. Properly used didactic games help develop perseverance in children, the ability to inhibit their feelings and desires, and obey the rules.
The question of the classification of didactic games is extremely important and controversial.
Based on the nature of the material used, didactic games are divided into three groups:
Games with objects are based on children’s direct perception and correspond to the child’s desire to act with objects and thus become familiar with them. In games with objects, children learn to compare, establish similarities and differences between objects. The value of these games is that with their help children become familiar with the properties of objects, size, and color. When introducing children to nature in such games, I use natural materials (plant seeds, leaves, pebbles, various flowers, pine cones, twigs, vegetables, fruits, etc. - which arouses keen interest and an active desire in children to play. Examples of such games: “Don’t make a mistake”, “Describe this object”, “What is it?”, “What comes first, what comes next”, etc.
Board and printed games are an interesting activity for children to get acquainted with the world around them, the world of animals and plants, and phenomena of living and inanimate nature. They are varied in type: “lotto”, “dominoes”, paired pictures.” With the help of board and printed games, you can successfully develop speech skills, mathematical abilities, logic, attention, learn to model life patterns and make decisions, and develop self-control skills.
Word games are an effective method of fostering independent thinking and speech development in children. They are built on the words and actions of the players; children independently solve various mental problems: they describe objects, highlighting their characteristic features, guess them from the description, find similarities and differences between these objects and natural phenomena.
Card index of didactic games
Middle group.
“Paired pictures” (Desktop-printed)
Goal: To teach children to compare objects, find signs of similarity, enrich their vocabulary.
Progress: Finding the necessary cards and making a pair of them. The teacher invites the children to play “Paired Pictures”. Shows game material, explains the rules, and collects the first paired picture as an example.
“Guess who called?” (Verbal)
Goal: Development of auditory attention, orientation in space.
Procedure: According to the counting, a driver is chosen, who stands in the center of the circle, blindfolded. The rest of the children call him at will, and the driver knows by his voice who called him.
“Wonderful bag” (With objects)
Goal: To teach children to recognize objects by their characteristic features.
Procedure: Children take turns approaching the teacher and putting their hand into the bag, then the child, without taking the object out of the bag, names it.
Senior group
“What’s extra?” (Desktop-printed)
Goal: To develop observation and logic.
Progress: The teacher invites the children to look at pictures with images. The child looks at pictures of objects and names the extra object. Then, children must explain their choice.
“We won’t tell you where we were, but we’ll show you what we did” (Verbal)
Goal: To teach children to identify the characteristic features of an action and depict the action itself with their help; teach children to recognize the meaning of the depicted action through pantomime.
Progress: The driver asks questions, the other children, without resorting to words, depict some action, and the driver guesses it.
“Similar - not similar” (With objects)
Goal: To teach children to compare objects, to notice signs of similarity in color, shape, size, material; develop observation and thinking skills.
Progress: The teacher prepares various items in advance and quietly places them in the room. The child finds two objects in the group that are similar in his opinion and explains their similarity.
Preparatory group
"Puzzles" (Desktop-printed)
Goal: To develop the ability to compare, generalize, and correctly name an object.
Progress: The child assembles a whole image from mixed pieces
“Choose a word” (Verbal)
Goal: Develop thinking and logic.
Progress : The teacher names pre-planned words. Children give answers by choosing words that match their meaning.
“Edible – inedible” (With objects)
Goal: To develop attention and the ability to separate objects into two categories.
Progress: The driver names the objects, and the rest of the children divide them into two categories - edible and inedible.
To summarize, we can say that didactic games are an indispensable means of raising and teaching children.
Library
The literature card file occupies an important place in an educational institution. Readers receive information about it thanks to:
- visual information;
- events, conversations, excursions;
- days of bibliography;
- publication of manuals;
- use of forms and methods of library activities.
The system of catalogs and cards in the library is managed through planning, coordination, and control. The work of employees in this area consists of drawing up plans, developing documentation, and monitoring completed activities. Each library card is subject to maintenance and editing, for which employees are responsible according to their job description.
Other interpretations of this term
Having learned what a “card index” is (basic meaning), let's look at other ways to interpret this noun.
This is not only a collection of cards with information about someone or something, but also the boxes, cabinets in which they are stored, as well as the room itself where they are located.
Filing cabinets are used not only in libraries, but also in offices, various educational institutions, laboratories, personal offices, etc. Furniture of this kind, which falls into disrepair and is discarded, has long been favored by the owners of auto repair shops and garages. They store nuts, bolts and other small parts in numerous small compartments.
Rooms with the same name are more the prerogative of institutions where printed materials are stored.
Document storage rules
The archive is maintained by a special employee who works on the basis of a job description. The employee ensures the reception, recording and storage of documentation. It carries out information and reference activities, as well as organizational and methodological ones.
At each enterprise, the archive is located in a separate room. Only as an exception, racks, cabinets, and safes are used that perform the function of preserving documentation. Their shelf life is determined to be 3 years, but it can be reduced.
After this period has expired, it is determined whether the document will be used or archived forever. There is also a destruction option. What exactly needs to be done is decided on the basis of an expert commission.
Directory types
The card file includes many catalogs, which may differ in purpose, coverage of the fund, grouping method, technology of creation and use.
If we consider the purpose, then catalogs are for readers and for service purposes. They contain, for example, information of interest to readers. Based on the coverage of collections, catalogs can include useful information about institutions, as well as about specific library departments.
According to the grouping method, cards are:
- alphabetical;
- systematic.
The first is presented in the form of a catalog where the data is listed in alphabetical order. To quickly find the book you need, you need to find the author's name or the title of the work. Using such a catalog is very convenient.
A systematic catalog is a catalog in which information is located by field of knowledge. For this purpose, the principles of library and bibliographic classification are used, which prescribe the rules for grouping information. Considering the type of creation and use, file cabinets can be traditional or electronic.
Concept
A card index is a record of documents arranged in alphabetical order. There may also be a distribution by deadlines and topics. Thanks to the fact that everything is located in one department of the enterprise, finding any information will not be difficult.
What is a card index in a library? These are catalogs that allow you to quickly find books of interest, because all readers come to receive specific information. Without them, it would be difficult to navigate any library.
